To ascertain how much cash you borrowed from, view ‘Mijn schulden’ in Mijn DUO. You’ll find notifications concerning your personal debt under ‘Mijn berichten’. These could feel posted out. If you would like an announcement regarding personal debt for a mortgage app otherwise taxation return, occasionally everything into the Mijn DUO will do.

In the Netherlands, their pupil obligations otherwise lifelong learning borrowing are taken into account whenever figuring how much cash you could potentially use to own a home loan. Very mortgage brokers thus wanted proof so it – specifically, the amount of the amazing personal debt. DUO features arranged which have lenders you could promote one research because of the submission brand new notification provided at the outset of the fees phase, claiming simply how much you should pay-off per month. Discover that it alerts from inside the Mijn DUO, around ‘Mijn berichten’.

Hence notice you really need to submit is dependent upon in case the repayment stage first started. If it are prior to 2017, then chances are you received the latest notification for the January of the year in the hence the payment stage been. When it is actually through the or after 2017, you gotten it 8 weeks before the start of your cost phase. Which is usually into the Oct or November. Are you presently paying down an effective lifelong discovering credit? You received the fresh alerts into the January, adopting the stop of lifelong discovering borrowing from the bank.

While incapable of get the notice into the Mijn DUO, you might demand a duplicate using our very own online contact form. Might receive so it from the post contained in this two weeks.

Additional repayments

Have you ever generated volunteer additional payments? Either, home loan business take this into account whenever calculating simply how much you can be obtain. Such, because it keeps reduced your own remaining month-to-month instalments otherwise as you keeps cleaned your debt entirely. Since the research, you should use the verification you received once we processed your own volunteer percentage. Or perhaps the notification saying their shorter month-to-month instalment. For many who paid down by greatest, you ought to discover so it contained in this 3 working days. If you don’t, it requires as much as 2 weeks.

If you would like a far more detailed report off debt, we can e-send they to you personally to the request. But this is certainly merely you can easily when you yourself have joined a legitimate e-post target for the Mijn DUO. To guard your privacy, we can’t elizabeth-mail notifications, texts or any other records. Along with, your own demand have to are from the brand new e-send address entered in the Mijn DUO.

In order to consult an entire report from financial obligation, use our on line contact page. Depending on your position, might receive the pursuing the recommendations:

• the unique pop over to these guys debt balance in the very beginning of the payment phase.
• your existing personal debt harmony, along with desire accumulated.
• your existing interest and its particular ages of authenticity.
• the brand new amounts of any additional money produced as well as their worth dates.
• the dated and you will the brand new month-to-month instalments, and their creating times.
• the remaining identity of your personal debt.
• confirmation off complete repayment.

Yearly statement for Dutch taxation government

In most cases, its not necessary in order to declare your own outstanding pupil loans when processing a taxation get back from the Netherlands. For this reason, we really do not deliver an annual declaration while the standard. If you would like to know your existing debt balance, discover they from inside the Mijn DUO less than ‘Mijn schulden’. And you may under ‘Schuldhistorie’ discover the fresh wide variety your due into 31 December from previous many years.

Is it possible you live in new Dutch Caribbean? And have now you repaid their college student personal debt? You will receive an annual statement.

• extent the is more than € step three,200 while unmarried or maybe more than simply € six,400 when you yourself have someone, and you will
• their assets when you look at the Container step 3 (deals and you can investment) meet or exceed this new exclusion tolerance. In 2021 that is € fifty,100000 to have solitary people or € a hundred,one hundred thousand to possess couples, for the source big date are .

You don’t have to condition your beginner finance given that income whenever you file a tax return. We can, although not, give you a trains and buses declaration if you would like they having your own report.

When you find yourself struggling to log into Mijn DUO, play with all of our on the internet contact page as an alternative to ask for the annual statement.